Finding low cost auto insurance rates in Minnesota has never been easier. CarInsurance.com offers the best Online Insurance Marketplace™ to help you comparison shop for the lowest local car insurance rates available. We offer one convenient place to get a quote and buy a policy in 20 minutes or less. In addition, we have all the resources you need to make informed decisions about your car insurance. You get great service from over a dozen of the most reliable and affordable insurance companies in Minnesota, so the only thing you do is shop to save money. The best rate in Minnesota last year, is not the best rate in Minnesota this year!
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The state of Minnesota follows a No-Fault system meaning your insurance company will make payments for your injury claims regardless of fault, up to a specified limit. Typically, you lose some of your rights to sue under a No-Fault system. Details of a no-fault system vary from state to state.
Personal Injury Protection (PIP) helps pay for “reasonable and necessary” medical expenses for you and your passengers. Minnesota state law requires a minimum Personal Injury Protection coverage of $40,000.
To help protect against damages caused to you and your passengers by an uninsured driver, Minnesota state law requires a minimum Uninsured/Underinsured Motorist coverage of $25,000 per person up to a total of $50,000 per accident for any bodily injury caused by the uninsured and/or underinsured driver.
When you get a quote at CarInsurance.com, our coverage page will give you the option of choosing the Minimum State Required package, more wide-ranging coverage packages, or you can customize every limit and deductible to fit your needs. If that is too complicated, CarInsurance.com’s insurance agents are licensed in Minnesota and available to help you all the way through the quote and purchase process.
